Group Health Insurance Plan for Corporates
A health card is provided to each employee and their covered family members under a group health insurance policy. It acts as an identification tool at network hospitals and enables cashless treatment. The card includes key details such as the policy number, the insured’s name, and the insurer’s TPA contact information, and is accepted at hospitals within the insurer’s network.
For small group health insurance policies, the health card ensures easy access to benefits, particularly in emergencies. Employees should carry the card during hospital admission or have it digitally accessible for quick verification. This facilitates a smooth, stress-free experience when seeking medical care, eliminates the need for upfront payments, and simplifies the claims process.
Types of Health Insurance Plans
Individual Health Insurance -Individual health insurance plans are ideal for younger individuals or sole earners, offering comprehensive coverage with a sum insured of up to ₹3 crores and the benefit of lifelong renewability. These plans cover a wide range of medical expenses, including pre- and post-hospitalisation, day-care procedures, and advanced diagnostics. They may also provide global coverage for planned hospitalisation overseas. Additionally, you can include your spouse and children under the same policy, each with separate sums insured for enhanced financial protection.
Family Floater Health Insurance - A family health insurance plan enables you to cover family members under a single policy. It is often more cost-effective and convenient compared to purchasing individual plans for each member. The plan also offers a family floater discount along with additional savings on opting for long-term policy durations.
Senior Citizen Health Insurance - A senior citizen health insurance plan is tailored to meet the unique medical needs of individuals aged 61 years and above. It provides specialised coverage for age-related health conditions, with sum insured options of up to ₹25 lakhs. The plan also includes benefits such as preventive health check-ups, home physiotherapy, home assessment and modifications for elderly care or disability, and wellness services. Additionally, it offers the advantage of lifelong renewability for continued protection.
Super Top-Up Health Insurance - A super top-up health insurance plan is designed to enhance your existing health insurance coverage by providing additional financial protection. This plan becomes active once the sum insured under your base policy is exhausted during a claim, covering the remaining medical expenses. It is a cost-effective way to increase your overall coverage without purchasing a completely new health insurance policy.
Critical Illness Insurance - A critical illness health insurance plan provides financial protection against serious medical conditions such as cancer, heart disease, stroke, kidney failure, and paralysis. It can cover up to 100 critical illnesses and typically offers a lump sum payout upon diagnosis, helping you manage treatment costs and other financial obligations. The plan also includes benefits like lifelong renewability and discounts for long-term policy options. Additionally, you can extend this coverage to your family members for broader protection.
Personal Accident Insurance Policy - In the unfortunate event of an accident leading to permanent disability or loss of life, the Personal Accident Insurance Policy and Medicare plans provide crucial financial support to you and your family. These plans are designed to offer compensation in case of accidental injuries, ensuring financial stability for you or your beneficiary in the event of death. With such coverage in place, you can have added peace of mind and protection during challenging times.
Arogya Sanjeevani Policy -The Arogya Sanjeevani Policy is a standard health insurance plan designed to provide affordable coverage for hospitalization and related medical expenses. It offers coverage of up to ₹10 lakhs, includes lifelong renewability, and allows you to extend protection to your family members.
Why Choose Us?
Protects you from high medical costs
Ensures timely and quality treatment
Reduces financial burden on family
Provides peace of mind during emergencies
What Does Health Insurance Cover?
1
Hospitalization Expenses
In-patient treatment costs, Room rent and ICU charges.
2
Emergency Services
Ambulance charges, Emergency medical care.
3
Medical Treatments
Doctor consultations, Medicines and diagnostic tests.
4
Critical Illness Coverage
Coverage for major illnesses like cancer, heart disease, etc.